VTerm - Virtual Terminal

VTerm is a web based secure real-time eCommerce processing terminal that can be used by call centers, credit departments and companies to process customer transactions at any time.

This extremely simple to use interface is available for all Payments.com.au Merchants.

No further charges apply - all merchants signed up to Payments.com.au have the ability to use this service. (Standard processing fees apply as per merchant plans and transaction rates)

Whether you have 3 staff or 50 staff, this application can process credit card payments 24hrs x 7 days, from any web connected computer, anywhere in the world.

Benefits

• Easy to use realtime transaction processing
• Continual use of the best security implementations and practices
• Simple Administrator and User control features
• Fully documented help screens
• Quick, simple, easy - staff can be trained within 5 minutes
• Scalable application for future growth

Register your merchant account for this solution here

• Direct XML Interface
• PayLink Interface
• FormGenie
• Mobile Phone Payments
• Phone (IVR) Payments
• Virtual terminal
• Batch Processing

What does it cost the Merchant?

A low setup fee of only $199

The Merchant has a number of choices:

Plan A $49.95 per month, 100 free transactions then $0.45c per transaction after that

Plan B $29.95 monthly fee, 0.45 cent transactions

Plan C $19.95 monthly fee, 1% of transaction value or 0.45 cents, whichever is greater.

Are there any other charges?

When you place funds in your Payments.com.au transaction account, a 0.45 cent transaction fee applies, plus a 1.9% merchant service fee charged by the bank or a 1.9% administration charge. Payments.com.au does not profit from these charges, the cost is merely being passed on to the consumer.

Can Merchants Switch between the two Options?

Yes, the Merchant can switch at any time between payment plans - a switching fee of $49.95 applies at the time of the switch between the Options above.

The above rates are subject to change. Merchants are required to meet all bank credit card fees and account charges in the usual manner. Government charges are also applicable. Merchants are also charged the credit card collection fee deducted by the bank when their Merchant Transaction Account balance is topped up. The Merchant will also need an Internet connection to input invoices at Payments.com.au or to check Statements online and use the Merchant Admin System. An Internet site is not required. (Rates quoted include GST)