Solutions
Web Payments
Process credit card payments online from your website or from the Payments.com.au Merchant Area with the following solutions:Direct Interface
The Payments.com.au Direct interface is our most flexible solution. It allows your programmers to control the user experience and simply pass the transaction details "behind the scenes" to Payments.com.au, and a response is returned with the result.PayLink Interface
The PayLink interface is our hosted payment solution. Your customer is transferred across to an SSL encrypted page located on our secure servers where all credit details are collected and the transaction is processed. Your website can then be notified via a "behind the scenes" call back to your website. Your programmers can also customise the header and footer to closer match the look of your website.FormGenie
FormGenie is our quick and simple solution to allow you to get up and running quickly without any fuss. Using our FormGenie wizard, you generate a form that sit's on your website and allows your customers to order products. You are notified by email of payments made, as well as being able to browse these through the Payments.com.au Merchants area.Virtual Terminal
By logging in to the Payments.com.au Merchants area, you can then use the Virtual Terminal to process or refund a credit card quickly and easily.Batch Processing
This interface allows you to upload a delimited file to Payments.com.au containing credit and amount details for batch processing. Avoid keying all those credit cards.
Payments.com.au can also provide programming services to integrate this interface with your application/website.
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Native support for 3D secure technologies (Verified by Visa, MasterCard SecureCode, JCB J-Secure) is available through the PayLink interface. Please see pricing for more information regarding additional costs.
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Phone Payments
Process credit card payments online from a landline or your mobile with the following solutions:Phone (IVR) Payments
By calling our pay by phone number, you can log in and process or refund a credit card. This is great for merchants that wish to process a customers credit card on-site quickly and easily.Mobile Phone Payments
By calling our pay by phone number, you can log in and process or refund a credit card. This is great for merchants that wish to process a customers credit card on-site quickly and easily.
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What does it cost the Merchant?
A low setup fee of only $199
The Merchant has a number of choices:
Plan A$49.95 per month, 100 free transactions then$0.45c per transaction after that |
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Plan B$29.95 monthly fee, 0.45 cent transactions |
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Plan C$19.95 monthly fee, 1% of transaction valueor 0.45 cents, whichever is greater. |
Are there any other charges?
When you place funds in your Payments.com.au transaction account, a 0.45 cent transaction fee applies, plus a 1.9% merchant service fee charged by the bank or a 1.9% administration charge. Payments.com.au does not profit from these charges, the cost is merely being passed on to the consumer.Can Merchants Switch between the two Options?
Yes, the Merchant can switch at any time between payment plans - a switching fee of $49.95 applies at the time of the switch between the Options above.The above rates are subject to change. Merchants are required to meet all bank credit card fees and account charges in the usual manner. Government charges are also applicable. Merchants are also charged the credit card collection fee deducted by the bank when their Merchant Transaction Account balance is topped up. The Merchant will also need an Internet connection to input invoices at Payments.com.au or to check Statements online and use the Merchant Admin System. An Internet site is not required. (Rates quoted include GST)
