Paylink Interface

The Payments.com.au Paylink Interface is suitable for those without any form of SSL certificate on their website, or for those wishing to increase customer confidence by directing them to a stable, secure and well known payment processing page.
This allows merchants to increase customer confidence in relation to payment processing using well-known and verified payment services as well as having clear, visible and trusted security present for the transaction.

The Payments.com.au Direct interface implements an FORM-based gateway interface process. You simply direct the POST transaction detail to our PayLink gateway interface URL and we will present your customers with a payment page.
This payment page is 100% safe, secure and ensures your customers can make quick and easy payments in a trusted environment they feel safe using.

What better way to increase your sales than by offering your customers the ability to feel safe and know their details are secure when purchasing goods or services from yourself.

Once the transaction has been completed, customers are returned to your website for their receipt.
Unsuccessful payments will return a clear error message, allowing customers to review their details and attempt payment again.
The transaction result is then passed behind the scenes securely to your website, ensuring customers or potentially malicious users are unable to tamper with the transaction results between the systems.

From a programmatic perspective, this is as simple as sending an HTTP POST to our SSL-secured PayLink URL, letting the customers key in and process their credit card information, then simply presenting the customer with a receipt or failure message based on the transaction callback result.

Payments.com.au can also provide programming services to integrate this interface with your application/website. Please feel free to contact us for a quote request or ballpark estimate for the services required.

Benefits

• Realtime card/funds validation and processing
• Continual use of the best security implementations and practices
• Ensure customer security in a trusted, secure, safe and reliable environment
• Continual use of standardised best practices
• Quick, simple, easy
• Minimise integration and hosting requirements

Register your merchant account for this solution here

• Direct XML Interface
• PayLink Interface
• FormGenie
• Mobile Phone Payments
• Phone (IVR) Payments
• Virtual terminal
• Batch Processing

What does it cost the Merchant?

A low setup fee of only $199

The Merchant has a number of choices:

Plan A $49.95 per month, 100 free transactions then $0.45c per transaction after that

Plan B $29.95 monthly fee, 0.45 cent transactions

Plan C $19.95 monthly fee, 1% of transaction value or 0.45 cents, whichever is greater.

Are there any other charges?

When you place funds in your Payments.com.au transaction account, a 0.45 cent transaction fee applies, plus a 1.9% merchant service fee charged by the bank or a 1.9% administration charge. Payments.com.au does not profit from these charges, the cost is merely being passed on to the consumer.

Can Merchants Switch between the two Options?

Yes, the Merchant can switch at any time between payment plans - a switching fee of $49.95 applies at the time of the switch between the Options above.

The above rates are subject to change. Merchants are required to meet all bank credit card fees and account charges in the usual manner. Government charges are also applicable. Merchants are also charged the credit card collection fee deducted by the bank when their Merchant Transaction Account balance is topped up. The Merchant will also need an Internet connection to input invoices at Payments.com.au or to check Statements online and use the Merchant Admin System. An Internet site is not required. (Rates quoted include GST)